Heat oil in a pressure cooker on medium flame, add in the whole spices like cumin seeds, bay leaf, cinnamon, cloves, and cardamom. Saute for a few secs or till aromatic.
Next, add green chilies, ginger-garlic paste, and curry leaves. Saute for a few secs.
Add sliced onion and saute until onions turn soft and light brown.
Then add the mixed vegetables and cook for a minute.
Next, add coconut milk, water, rinsed basmati rice, and salt. Give a quick stir.
Close the lid, place a whistle and cook for 2 whistles on medium flame.
After 10 mins, Fluff up the rice gently.
Coconut milk Pulao is ready. Serve with Curry, Raita, or plain yogurt.